Banking Career And Recruitment Advice

Expand your banking career! The banking sector makes it possible to carry out somewhat atypical careers, in particular by going through commercial functions in different markets, banking management, or support functions such as marketing, human resources or finance.

Example of a banking career

Among the multitude of banking careers in retail banking, there is still a typical path, that feasible agency and accessible to young graduates, it could be called: “the path agency.”

Start at the reception desk of the bank

Institute for banking and finance recruit their staff from two or three years of study to the position of commercial assistant at the reception. This first step is unavoidable in many French banks because it allows becoming familiar with essential banking products and services. The mission of the bank reception manager is to receive customers, give them savings and account management advice, carry out day-to-day operations. The receptionist must have a financial profile. Indeed one must be able to listen to the clientele and be a force of proposal.

Manage your first client portfolio

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The profession of a financial advisor is more complicated than the hospitality professions. The goal is to accompany the client in all the moments of his life. Ideally, the advisor starts with a general public whose cash flows and stocks are generally lower, such as students, younger workers, and more popular backgrounds. A global offer must be provided to the client to enable him to manage his expenses, save and insure for the day-to-day. It is also in this position that one realizes its first real estate loans, it must then be able to retain the customer and be educated in the face of many questions.

Develop skills and experience

The financial advisor can then move towards a so-called “higher-end” clientele with more massive cash flows and stocks to manage. The offer of banking products and services evolve with different customer needs such as life insurance policies, provident insurance, or retirement.

Professional evolution in banking

After 5 to 10 years of experience in a bank branch, the bank employee can move to more specialized trades. Wealth management to advise more affluent clients, the profession of customer relations professionals with tiny companies or management at the position of director of agencies.

High-end customer advice

If you are attracted to the retail market, the position of wealth management advisor can address much more complex banking techniques such as tax exemption, entrepreneurship or investment.

This job can be done in a bank branch, in a business center with a business manager, or a head office.

To work with a wealthy clientele, it is necessary to have experience in courses related to banking, mainly to answer specific heritage issues, and this sophisticated clientele may be challenging to address.

Evolution towards a more B2B relationship

Another possibility is to move towards the professional market. In contact with TPE (traders, craftsmen, and liberal professions) the professional client advisor must master a large panel of banking solutions for the client’s pro and personal sphere. To exercise this specialized profession, the banks offer in-house training, and a good diploma of the BAC + 5 level allows you to start in this position at the end of your studies.

Become a bank manager

To hope to evolve towards the management of a bank branch, it is necessary to master all the stages of the path agency on the market of the individuals, to know the market of the professionals and to have right notions of patrimonial management.

Bank-Finance: What Are The Profiles Sought To Be A Particular Customer Advisor?

What tuition to prioritize when we target the banking and finance professions? Many of you feel lost in the maze of existing courses.

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The most sought-after profiles are related to the intense activity of the retail bank. It employs three-quarters of the banking sector’s employees and accounts for most of the recruitments. If you have a business description, you have a good possibility of enticing recruiters. Indeed, positions, accessible from BAC + 2 level, in charge of reception in the agency, telecare, customer advisor to individuals and professionals are available. In addition to salespeople, recruiters look for specialists in risk control, audit or accounting. Your technician description can also find its place in banking companies as long as you plan to work on less known but equally necessary trades.

Commercial but also technical profiles

As a recent graduate, you are also popular with banks. You can enter the sector with a banking diploma of level BAC+2 to BAC+5, without experience. Companies have a variety of in-house training to train you in their culture, products, and services. Confirmed profiles are also sought after, especially in team management or investment banking, areas where some maturity is required.

Given the diversity of its businesses and their different degrees of complexity, the bank is, in fact, fond of many profiles. All must nevertheless understand that the bank is a service company with, ultimately, a customer. It means real commercial or at least relational skills.

To replace the many retirements, the bank is looking for not only recent graduates but also confirmed, with a profile of commercial preference.

Young graduates: Recruitment in numbers

The windfall of retirements. The grand-boom remains a boon for young graduates who want to enter the sector. Young people under 30 considered for more than two-thirds of new hires in 2008. And the trend should continue for a few more years. Retail banking is the most auspicious activity and is also the one that recruits the youngest graduates; so you do not have to worry too much. Especially since the sector prefers to take young people and train them internally.

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Different opportunities. If you enter the sector without experience, you will have a maximum of possibilities for the various positions of the retail bank, but not only. You can also orient yourself towards the support professions (project manager, network architect, risk manager, etc.) and the financial professions (management controller, middle-office manager, etc.).

If you specialize in financial mathematics, you will be able to hold the positions of a financial engineer or finance analyst. Confirmed profiles are more sought after for managerial ranks of the agency manager type, but also for jobs requiring banking and finance diploma, particularly on the investment bank side, such as the trader profession.

For technical profiles

If you have a more professional profile, nothing is lost! Banks have vacancies in their administrative services. In the back office and the middle office, you can intervene with payment methods, flows, transfers, documentary credit, etc.

Structure and Teaching of Financial Market

In recent years the importance and need to study a Master to specialize and obtain specific knowledge and skills that open the way to the business world has been increasing. The competitiveness and the excess of people with training make this a good way to stand out and lead the market, so it is essential to find the best Master and be accepted to enter it.

Start as soon as possible!

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It seems simple, but it is the most complicated of all. It is a really important decision but, not for that reason; we must delay the process a lot unless we have good reasons to do so.

Once you start the application process, you will feel connected to the university and will be much less likely to make excuses about why now may not be the right time to start a graduate program.

Accept the fact that there will never be a perfect time to return to school and begin the application for your program and invest in your professional success.

When you decide to study an area of finance such as financial markets you should know that you will find in the syllabus issues such as those that have to do with the taking and analysis of risks, strategic management accounting, investment strategies and the valuation of the company.

Teaching Guide for Financial Markets

Within the practical guide of banking courses after b.com, you can have Continue reading

Diploma in Finance- Why People Study Finance Programs?

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Why this focus on investment? Because despite its faults, it is an environment that guarantees a certain number of privileges. These are jobs that ensure excellent pay, international openness, relatively fast career prospects (every three or four years you go through a level), and you have a lot of bonuses and benefits.

Presentation of the program

The financial services industry have undergone unpredictable change over the last decade with the emergence of new business models, volatile financial markets and the development of technological innovations. Preparing its students to meet the new challenges in the field, the program offers world-class job oriented banking courses in India tailored Continue reading

Advanced Financial Excel Course: To Deepen The Field Of Accounting And Finance

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The present program is designed and directed by those professionals who already have knowledge in matters of accounting and finance and wish to deepen in this field, for which they require a more advanced knowledge of the finances, and for which it will be considered essential to attain skill in the use of Excel as a calculation tool and financial analysis.

– Note from the trainer

It is recommended to carry out the present Advanced Financial Excel Program prior to the completion of the Economic-Financial Accounting Program at the initiation or advanced level, since the calculation of the economic and financial valuations of the elements and operations require sufficient skill in the use of the Excel tool in its calculation and economic and financial analysis.

– Objectives:

To know the main functions of the different areas offered by Excel, with particular attention to the economic and financial sphere.

Be able to elaborate:

  • Financial calculations.
  • Models of financing according to the different temporary needs and their comparative.
  • Models of investment analysis for decision making.
  • Models of economic and financial forecasts.

Using the most advanced Excel tools for this.

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Advanced excel training in Delhi: Upon completion of the advanced excel training, participants Continue reading

Entrepreneurship and Finance

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The venture is defined as the development of a project that seeks social economic, political order, among others. Entrepreneurs are not necessarily motivated by profit but are considered a standard for measuring achievement or success.

However, what describes its essence is its entrepreneurial ability (mainly consisting of taking risks and innovating). In this way, an entrepreneur with financial knowledge will help him to start new business projects and also strengthen his competitiveness. It is at this point that entrepreneurship and finance are interrelated.

To start a business, it is essential to establish: a plan, sales techniques, negotiation techniques, and the search for financing, administration and human capital.

Money is the soul of business and finance is the nerve center. Finance is the process of creating, moving and using the money, allowing the flow of the same in the company. Finances are fundamental to create or promote a business, gain assets, develop products, execute market surveys, advertising, etc. They represent an instrument for the management of SMEs that allow the interpretation of economic and financial data.

A diploma courses for banking can be seen in two different ways: investments and financing.

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The investment is something that is bought with money and is expected to produce income or profits. Its role on the part of the finances is based on:

  • Find investment options for the company
  • It may consist of acquiring assets, buying shares, etc.
  • Evaluate these investment options and the financial capacity of the company to purchase the investment
  • For investment options, it is important to take into account which of them presents greater profitability and allows to recover the money as soon as possible.
  • Select the most suitable option for the business.
  • It will depend on success or failure.

The search for funding is usually given when:

There is a lack of liquidity to deal with the daily operations of the business.

Liquidity problems often affect the company to a greater or lesser extent. To solve this problem and to analyze the financial needs of the business you must undergo diploma course after graduation.

You want to buy a new product.

In case finances are restricted, risks that can adversely affect the accumulation of necessary business funds to cover the adequate insurance coverage and efficient internal controls. So, the entrepreneur can protect his finances from sudden impacts.

As you have observed, finances are of great importance. All aspects of the global economy depend on an orderly process of investment. Capital markets provide money to support the business, and business provides money to help individuals. Financial markets create money, companies distribute it, and individuals and institutions spend it.

The diploma courses for banking from is designed primarily for students planning to get involved in a new venture at some point in his career – as creator, employee, consultant or investor. However, the master’s degree diploma course in banking and finance is also aimed at students interested in gaining a broader picture of the financial landscape of modern companies.