Bank-Finance: What Are The Profiles Sought To Be A Particular Customer Advisor?

What tuition to prioritize when we target the banking and finance professions? Many of you feel lost in the maze of existing courses.

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The most sought-after profiles are related to the intense activity of the retail bank. It employs three-quarters of the banking sector’s employees and accounts for most of the recruitments. If you have a business description, you have a good possibility of enticing recruiters. Indeed, positions, accessible from BAC + 2 level, in charge of reception in the agency, telecare, customer advisor to individuals and professionals are available. In addition to salespeople, recruiters look for specialists in risk control, audit or accounting. Your technician description can also find its place in banking companies as long as you plan to work on less known but equally necessary trades.

Commercial but also technical profiles

As a recent graduate, you are also popular with banks. You can enter the sector with a banking diploma of level BAC+2 to BAC+5, without experience. Companies have a variety of in-house training to train you in their culture, products, and services. Confirmed profiles are also sought after, especially in team management or investment banking, areas where some maturity is required.

Given the diversity of its businesses and their different degrees of complexity, the bank is, in fact, fond of many profiles. All must nevertheless understand that the bank is a service company with, ultimately, a customer. It means real commercial or at least relational skills.

To replace the many retirements, the bank is looking for not only recent graduates but also confirmed, with a profile of commercial preference.

Young graduates: Recruitment in numbers

The windfall of retirements. The grand-boom remains a boon for young graduates who want to enter the sector. Young people under 30 considered for more than two-thirds of new hires in 2008. And the trend should continue for a few more years. Retail banking is the most auspicious activity and is also the one that recruits the youngest graduates; so you do not have to worry too much. Especially since the sector prefers to take young people and train them internally.

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Different opportunities. If you enter the sector without experience, you will have a maximum of possibilities for the various positions of the retail bank, but not only. You can also orient yourself towards the support professions (project manager, network architect, risk manager, etc.) and the financial professions (management controller, middle-office manager, etc.).

If you specialize in financial mathematics, you will be able to hold the positions of a financial engineer or finance analyst. Confirmed profiles are more sought after for managerial ranks of the agency manager type, but also for jobs requiring banking and finance diploma, particularly on the investment bank side, such as the trader profession.

For technical profiles

If you have a more professional profile, nothing is lost! Banks have vacancies in their administrative services. In the back office and the middle office, you can intervene with payment methods, flows, transfers, documentary credit, etc.

Working in Finance Sector

Working in the banking and finance sector offers a broad range of possibilities within the same area, although specialization is also necessary. Here, we will look at the main job opportunities in the financial sector, how to get there and what profiles are the most demanded.

How to work in the financial sector?

If you are interested in the economy, banking or finance in general and would like to dedicate to it, the first thing is the banking & finance courses. As in all sectors, specialization can be the key to achieving the position we want.

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The main studies that can lead you to work in the financial sector are:

  • Degree in finance and accounting.
  • Degree in economics.
  • Degree in Economics and Finance.
  • Degree in Finance, Banking, and Insurance.
  • Degree in Business Administration and Management.
  • Banking and finance diploma

Also, to work in the finance sector, it can also be accessed through other non-economy-related careers, provided that there is specific additional training in the particular field in which it is to be worked (e.g., a mathematician With training in banking products).

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The most demanded profiles in the financial sector

  • The controller of credit risk: they are the ones in charge of analyzing and controlling the credit risk of the Bank Commercial and budgets. The necessary training to access this position is a Master in Banking, economics, and finance or ADE.
  • Risk Analyst: study and monitor the risks that companies may have with banking companies. To work as a risk analyst, you need a master’s degree in Banking or specific training in risk analysis.
  • Technical responsible for personal insurance: they create new products and follow up on the client portfolio. Training is required along with banking and finance diploma.
  • Foreign trade manager advises companies that are customers in financial institutions with their activity in other countries. They are in charge of developing and managing international financing operations and need specific training in Foreign Trade or International Relations.
  • Analyst of risk models: develop mathematical models to apply to risk management in financial institutions. The necessary training is from banking and finance institute is required.
  • Quantitative market risk analyst: they are in charge of managing and developing corporate risk applications. It is needed mathematicians or physicists specializing in investment fund management.
  • IT Technician: develop applications and implement systems. IT training is required for banking.
  • Responsible for product: define the commercial and marketing plan and develop new goods and services. The necessary training is masters in banking or marketing.
  • Compliance Technician: manage and supervise compliance with the laws in force in each department.

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Financial agent: Finally, if you are interested in working in the financial sector, another of the profiles most demanded is that of financial agent, who manage the portfolio of clients independently guiding them in the intermediation of products of the entities in exchange for a commission. You need a master’s degree in banking or financial markets from banking and finance institute.